Amit Trivedi explains the risks that investors should be aware of in addition to volatility and inflation. Many investors fail to understand why they are investing. Investors need to have clarity on the goals they are investing for. There is risk in not having enough money to meet the goal at the required time. Liquidity is equally important as fluctuations in value of investments when it comes to goals like college fees. Will you get the money back when you need it? That is a question that investors should ask when it comes to planning investments.